Homeowners Insurance
Whether your are a home owner, renter of have a condominium we can get you the protection you need.

Homeowners insurance gives you financial protection against disasters. A standard policy insures the home itself and its contents

Homeowners insurance covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damages caused by floods and earthquakes. Separate policies or endorsements are available for these and other disasters.

*PLEASE NOTE

Prior to completing this application, please have the following information available:

  • Copy of current coverages


  
CLIENT TESTIMONIALS
I wouldn't have my insurance anywhere else. I've been with Dave for 20 years.
TOM SEMELSBERGER
MANY STANDARD POLICIES DO NOT INCLUDE FLOOD INSURANCE
Get a quote on special supplemental flood insurance.
INSURANCE TIP

Here are some ways of documenting your home and its contents. Keep these records off 'premises' so they aren't lost in a fire.

  • Have photos of the exterior of the house and any detached structures.
  • Have photos of any special structural features in the interior, like stone fireplaces, built-in buffets, custom woodwork, and so on.
  • Have a photographic inventory of all your personal property. Take pictures of every cupboard and closet with the drawers open. Don't forget storage areas, the basement,and property in garages and other structures.
  • Keep your home blueprints, if you have any. They are wonderful for making sure you get exactly the house you had. Without documentation, even great coverage won't get you an easy or full claim settlement.