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TOM SEMELSBERGER
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TERMS AND DEFINITIONS
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If you own a boat with an outboard motor of 25HP or less, or a sailboat less than 26-feet long,you usually won't need to buy separate boat liability coverage because coverage is included - free.- in your homeowners policy. If you own any other type of boat or motor, you don't have automatic coverage and need to buy boat liability coverage, either as a homeowners endorsement or in a separate boat policy.
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