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Group Disability Insurance
Providing group disability insurance for all size companies.
Group disability insurance provides your employees with a source of income should they become disabled. If an employee were to become disabled, personal savings or spousal income may not provide sufficient resources for maintaining the basic necessities of life. Although plan designs may vary, group plans typically provide the disabled employees with a percentage of income in the form of a weekly or monthly benefit - usually between 60 and 70% of pre-disability income.
Group disability coverage is often offered without medical evidence of insurability. Coverage is available for both short and long term disabilities. |
CLIENT TESTIMONIALS
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Absolutely pleased with everything Patrice and Debbie do for me. Phenomenal with customer service, and will recommend them to everyone.  |
JERRY & ERNA JAMES
ALLYSON V. LEE
COUNT ON US FOR ALL YOUR GROUP HEALTH INSURANCE NEEDS
TERMS AND DEFINITIONS
To find information about terms and coverage descriptions.
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Most employees don't need more life insurance; they need long term disability insurance and long term care insurance. Until age 65, you have a three times greater chance of suffering a long term disability than of dying, and you have virtually a 100 percent chance of needing assisted-living care as you age.