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Section 125 Group Healthcare Insurance
Providing group health insurance for all size companies.
An exceptional way to enhance your fringe benefit package is through a provision of the Internal Revenue Code, Section 125. This Federal tax-qualified program allows qualified insurance benefits to be purchased with before-tax dollars, resulting in tax savings for employers and employees alike. Under a Section 125 Plan, pre-tax dollars are used to purchase benefits. These dollars may come from two sources:
Section 125 programs; reduce the employer's payroll-related costs, usually increases employees' take-home pay, add to the current benefit package at no additional cost to the employer, help employees receive the most for their money by allowing them to select only those benefits they need. |
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TERMS AND DEFINITIONS
To find information about terms and coverage descriptions.
Click HereINSURANCE TIP
If your employer doesn't contribute anything to your employer-sponsored health benefits plan, ask the company to offer a zero-employer contribution section 125 POP to allow workers to shift after-tax income to pretax dollars. Employer tax savings in FICA alone should exceed the POP setup fee.