Commercial Vehicle insurance provides protection for your company-owned vehicles, as well as leased or rented vehicles and your employees' vehicles used for business purposes. It covers you in case of injury to others or their property, or for damaging other vehicles.

Coverage combines two basic elements: liability and collision/comprehensive insurance. Liability protects you in case someone claims that you or someone driving your insured vehicle are legally liable for either bodily injury or property damage. Collision and comprehensive cover physical damage to your vehicles.

You can also get Uninsured/Underinsured Motorist coverage to protect you if you are injured in an accident caused by negligent operation of an uninsured auto, by a hit-and-run motorist, or by someone with less liability coverage than you.

In addition to "standard" coverage, you can get these options:

• Transportation expenses in the event your company-owned vehicle is stolen
• Glass repair
• Towing
• Coverage for permanently installed sound equipment, including radios, tape decks, CD players, and cellular phones
• Coverage for expenses such as returning a vehicle that has been stolen and recovered
• DOC coverage
• Hired/Non-Owned
• Hired Physical Damage